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Finance That Home Improvement

Buy Now, Build Better

Home Improvement Financing Made Easy

Turn your dream home projects into reality with fast and flexible financing. Whether you’re renovating your kitchen, replacing a roof, installing a pool, or upgrading windows, we’ve got a plan that fits your budget and timeline.

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500+ 5 Stars Reviews

Why Choose Finance That
Home Improvement?

All Credit Accepted

We find solutions for all credit types.

Instant Online Application

Apply in minutes, no paperwork.

Low Monthly Payments

Make big purchases affordable.

No Hidden Fees

Transparent terms, always clear.

Wide Network of Contractors

Trusted Canadian renovation experts.

Fast Project Start

Begin upgrades within days.

Simple. Fast. Flexible.
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What We Finance

Your Home Improvement Projects, Funded.

We help you create the home you’ve always wanted — without draining your savings.

Alarm Systems

Smart home security upgrades

Hot Tubs

Backyard relaxation made affordable

Pools

In-Ground, Above-Ground & Backyard Installations

Renovation

Kitchens, bathrooms, basements

Roofing

Shingles, replacements, metal roofs

Soffit & Fascia

Exterior finishing and improvements

Water Systems

Water softeners, purification, pumps

Windows & Doors

Energy-efficient upgrades, installations

More Home Improvements

Ask which projects qualify for financing

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HOW IT WORKS

Fast, Simple & Hassle-Free

home-choose-project-icon

Choose Your Project

Pick the renovation, repair, or upgrade you’d like to finance — from roofing to pools to windows.

Apply for Financing

Apply for Financing

Complete a quick online application. It only takes minutes and doesn’t impact your credit score.

Get Approved

Get Approved

Most applicants are approved instantly. Review your loan and repayment plan before starting.

Start Your Project

Start Your Project

Once approved, your contractor or retailer begins work immediately — no waiting, no delays.

Customer Testimonials

Real People.
Real Results.

P

We finally finished our basement remodel without draining our savings. Finance That made it happen in one day.

A

Our roofing contractor offered Finance That and it made the process stress-free. Approval took minutes!

J

My riding lawn tractor was getting too expensive to keep fixing. With Finance That, I was able to finance a brand new one without putting down a huge chunk of cash. It made a big difference for my yard care business.

V

I never thought I’d be able to afford high-end kitchen appliances, but Finance That changed my mind. The application was easy, and the monthly payments work perfectly for my family’s budget. Thank you for making this possible!

G

Upgrading our shop’s power tools was a huge expense. Finance That worked directly with our dealer to set up a financing plan for everything we needed. The approval was fast and hassle-free.

C

My TV stopped working right before the playoffs. Finance That helped me get approved quickly for a new OLED TV. The interest rate was way better than my credit card and payments are automatic, so it’s stress-free.

N

I wanted a new e-bike for commuting but didn’t want to empty my savings. Finance That had the best financing options out there. The staff explained all the details and made me feel confident in my choice.

K

Big thanks to Finance That for helping me get a high-end refrigerator for my growing family. The process was smooth, and I loved that there were no surprise charges. Would use them again in a heartbeat.

S

Needed to buy several new tablets for my small business. I applied with Finance That and got approval within hours. It was so much easier than I expected, and the payments are really manageable.

S

Finance That made getting my new BBQ grill totally stress-free. From start to finish, the service was excellent and transparent. Now I can host summer cookouts without worrying about my wallet.

Credit
Isn’t a Problem

Bad Credit? No Credit? No Problem.

Everyone deserves a comfortable and safe home. That’s why we say yes when others don’t.

  • Approvals regardless of credit score
  • Options for unique or large-scale projects
  • Flexibility to rebuild or repair credit over time
  • Plans tailored for homeowners and contractors alike
Start Your Application Now
Credit Help
FAQ Section

Frequently Asked Questions.

We help customers with all credit types. You can get approved whether your credit is excellent, average, or challenged. Our goal is to make financing accessible so you can move forward with your purchase without stress.

Most applications are reviewed within minutes. In many cases you get an approval the same day, helping you secure your purchase without delays.

Yes. The full process is online from start to finish. You can apply from your phone or computer. No paperwork or in-person appointments.

Loan limits vary by province and lender rules. Most customers qualify for up to $15,000 depending on their profile. For higher limits, speak with our support team and we will help you explore options.

Yes. We partner with businesses of all sizes across Canada. If you are a contractor, installer, retailer, or home improvement specialist, you can offer financing to your customers and grow sales.